0% intro APR for as much as 21 months (on each purchases and steadiness transfers) — That is the place The Wells Fargo Replicate® Card is tough to beat. The cardboard begins with a 0% intro APR on purchases and qualifying steadiness transfers for 18 months. To make it even higher, you will get an intro APR extension of as much as three months, for a complete of 21 months. All it is advisable do is make on-time minimal funds throughout the intro and extension durations.
It is value noting that the intro APR applies to steadiness transfers made inside the first 120 days of opening the account. There may be additionally a steadiness switch charge of three% ($5 minimal) on transfers made inside the first 120 days and 5% ($5 minimal) on transfers made after that. These charge quantities are commonplace amongst steadiness switch bank cards.
No annual charge — The Wells Fargo Replicate® Card cuts charges in the correct locations. Living proof, the cardboard has no annual charge.
Cellphone safety — Once you pay your month-to-month cellphone invoice together with your eligible Wells Fargo bank card, you stand up to $600 of cellphone safety (topic to a $25 deductible). That is a type of underrated bank card perks. You need not pay for cellphone insurance coverage out of pocket, since this card consists of safety already.
Particular gives — Via My Wells Fargo Offers, you possibly can earn money again assertion credit on purchasing, eating, and experiences that you just pay for together with your eligible Wells Fargo card.